The initial step in evaluating your financial options involves a comprehensive credit analysis—assessing your debt-to-income (DTI) ratio, principal, interest, taxes, and insurance (PITI), and Utilization Percentage, along with your prevailing credit card or personal loan interest rates.
This foundational understanding provides a clear picture of your financial standing and informs the most strategic course of action moving forward.
The second step involves exploring strategies to Lower your interest rate and optimize loan repayment terms, particularly in high-interest debt such as credit cards, which—when paid only at minimum—can take up to 36 years to fully repay. Addressing these inefficiencies is critical to achieving long-term financial stability.
Consumer consolidation is underpinned by three major legislative safeguards designed to protect borrowers: the Fair Debt Collection Practices Act (FDCPA) as reinforced by Public Law 111-203, Title X, 124 Stat. (2010); the Telephone Consumer Protection Act (TCPA) of 1991; and the Fair Credit Reporting Act (FCRA), codified under Title VI of the Consumer Credit Protection Act (1998). These statutes collectively ensure transparency, limit abusive practices, and uphold the integrity of your credit information and your Legal Rights throughout the consolidation process.
At Revelations Financial, we offer faith Based & integrous consulting services designed to help you achieve your financial goals. Our team of experts is dedicated to providing insights that empower you to make informed decisions about the future of you and your family.
Agreement to Receive Text Messages
By providing your mobile number, you agree that Revelations Financial may send you periodic SMS or MMS messages containing but not limited to important information, updates, deals, and specials.
If you have any questions please contact Revelations Financial at (323) 929-0569 .
Will I be charged for the text messages I receive?
Though Revelations Financial will never charge you for the text messages you receive, depending on your phone plan, you may see some charges from your mobile provider. Please reach out to your wireless provider if you have questions about your text or data plan.
We collect personal and activity data, which may be linked.
We use technologies like cookies (small files stored on your browser), web beacons, or unique device identifiers to identify your computer or device so we can deliver a better experience. Oursystems also log information like your browser, operating system and IP address.
We also may collect personally identifiable information that you provide to us, such as your name, address, phone number or email address. With your permission, we may also access other personal information on your device, such as your phone book, calendar or messages, inorder to provide services to you. If authorized by you, we may also access profile and other information from services like Facebook.
Our systems may associate this personal information with your activities in the course of providing service to you (such as pages you view or things you click on or search for).
We do not knowingly contact or collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us so we can promptly obtain parental consent or remove the information.
We may collect and share anonymous location data.To customize our service for you, we and our partners may collect, use, and share preciselocation data, including the real-time geographic location of your computer or device. This location data is collected anonymously in a form that does not personally identify you and isused only to provide and improve our service. We may obtain your consent on your first use of the service.
You can request to see or delete your personal data. You can sign into your account to see or delete any personally identifiable information we have stored, such as your name, address, email or phone number. You can also contact us by email to request to see or delete this information.
We may keep data indefinitely.
We may share personal data with companies we trust.
We may share personally identifiable information (such as name, address, email or phone) with trusted partners in order to provide you with relevant advertising, offers or services.
California residents are legally entitled (at no charge and no more than once annually) to request information about how we may have shared your information with others for direct marketing purposes. Contact us for this information: Jordan@revelationsfinancial.org
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Ad companies collect anonymous data. You can opt out.
Ad companies may use and collect anonymous data about your interests to customize content and advertising here and in other sites and applications. Interest and location data may be linked to your device, but is not linked to your identity.
You can ask privacy questions.
If you have any questions or concerns about our privacy policies, please contact us: Jordan@revelationsfinancial.org
Service providers access data on our behalf.
In order to serve you, we may share your personal and anonymous information with other companies, including vendors and contractors. Their use of information is limited to these purposes, and subject to agreements that require them to keep the information confidential. Our vendors provide assurance that they take reasonable steps to safeguard the data they hold on our behalf, although data security cannot be guaranteed.
Analytics companies may access anonymous data (such as your IP address or device ID) to help us understand how our services are used. They use this data solely on our behalf. They do not share it except in aggregate form; no data is shared as to any individual user. Click to see company privacy policies that govern their use of data.
Vendors access data on our behalf.
In order to serve you, we may share your personal and anonymous information with other companies, including vendors and contractors. Their use of information is limited to these purposes, and subject to agreements that require them to keep the information confidential. Our vendors provide assurance that they take reasonable steps to safeguard the data they hold on our behalf, although data security cannot be guaranteed.
Analytics providers access data on our behalf.
Analytics companies may access anonymous data (such as your IP address or device ID) to help us understand how our services are used. They use this data solely on our behalf. They do not share it except in aggregate form; no data is shared as to any individual user. Click to see company privacy policies that govern their use of data.
Special situations may require disclosure of your data.
To operate the service, we also may make identifiable and anonymous information available to third parties in these limited circumstances: (1) with your express consent, (2) when we have a good faith belief it is required by law, (3) when we have a good faith belief it is necessary to protect our rights or property, or (4) to any successor or purchaser in a merger, acquisition, liquidation, dissolution or sale of assets. Your consent will not be required for disclosure in these cases, but we will attempt to notify you, to the extent permitted by law to do so.
Our privacy policy may change from time to time
We love our customers,
We wish you blessings and Strive Diligently to be a client based organization.
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | Closed | |
Sun | Closed |
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